Key messages to help people understand the value of saving and develop simple, realistic savings habits – even with limited income.
Saving – even small amounts – can strengthen financial security, support long-term goals, and help households cope with unexpected costs. This tool explains what savings are, why they matter, and how to make a plan that works in different contexts and income levels.
Humanitarian/development teams can use this guidance to help people explore what savings are, where they can save (e.g. via bank accounts or savings groups), understand the difference between needs and wants, set achievable savings goals, and build greater financial resilience at their own pace.
